Florida homeowners: see what 150+ A-rated companies would charge for your home

Tap the chat in the corner of the screen and a licensed Florida agent will take it from there, or call the Fort Walton Beach office.

Call 850-244-2111

A quick chat is all it takes. Most people finish in under a minute.

Nothing to upload, no documents needed. If you are not sure of an answer, just say so and the agent will confirm it with you on the call.

One agency, many companies

An independent agency

We shop your home across 150+ A-rated companies in one pass and bring the options back to you.

Calling one company at a time

You repeat the same details on every call, and you only ever see what that one company offers.

How it works

  1. 1Start a chatTell us about your home, your current insurer and how to reach you.
  2. 2A licensed Florida agent shops itWe take your details to 150+ A-rated companies.
  3. 3We call you backYou hear the options in plain English and decide what you want to do.

Florida home policy terms, in plain English

Wind mitigation
An inspection of how your roof and openings are built and attached. Florida companies use it when they rate a home.
Hurricane deductible
A separate deductible that applies only to named-storm damage, usually set as a share of your dwelling amount rather than a flat figure.
Replacement cost
Settling a covered loss based on what it takes to rebuild or replace with like materials, instead of the depreciated value.
Flood is separate
Standard home policies in Florida do not cover flood. Flood coverage is bought as its own policy.

Who is behind this

Harris Insurance Services, Inc is an independent agency in Fort Walton Beach, Florida, serving Florida only since 1965. Over 1,000 five-star Google reviews. Real licensed Florida agents answer the phone.

What we will not do

  • No spam.
  • No selling your details.
  • No pressure. If it is not right for you, we say so.

Ready to see your options?

Open the chat in the corner, or call the Fort Walton Beach office. Florida only.

Call 850-244-2111